This is one of the best business books we’ve read all year – maybe in years. Its author, Joe Vitale turns his extensive research into the life, exploits and lectures of P.T. Barnum and produces “Rings Of Power” for any business owner.

It’s practical, but also great fun to read. You’ll discover Barnum was much more than a circus promoter — he owned a museum, made a singer famous, published a newspaper, made and lost one fortune then made another one, and even conducted seminars on ‘The Art Of Getting Money.’ And, incidentally, there’s no record of Barnum ever having said “There’s a sucker born every minute.”

But armed with Joe’s tips-from-Barnum in this book, you will find there’s a new customer waiting for you every minute! Joe’s book, ‘There’s A Customer Born Every Minute’ is a great read and a great business gift!

Are these mistakes surprising to you? What don’t you know that you should about… transferring credit balances to get a better rate? Applying for a home equity credit line? Rate shopping the wrong way? Using personal credit for your business? Closing accounts?

Expert Stephen Snyder reveals inside secrets of credit scores, so you avoid mistakes that worsen your score and do the right things to optimize your score… to expand borrowing power, get the lowest interest rates and best terms, which means improving your lifestyle. This is doubly important to business owners who have to be concerned with both their company’s credit status as well as their own. Stephen has appeared on CNNfn, CNBC, Bloomberg TV, in Newsweek and The Wall Street journal as America’s leading credit scores expert. His book, Do You Make These 38 Mistakes With Your Credit?, is available at bookstores, amazon.com, or get info at 38mistakes.com and myfico.com.

While it’s a VERY quick 20 minute read, you’ll pick up a few new tips and ideas that are guaranteed to help you keep your scores high (which helps your business and personal credit).